Current climatic conditions are increasingly exposing us to sudden changes in temperature. These are sometimes important and contribute to weakening municipal water systems as well as the water pipes in your home.
Water damage has been the leading cause of home insurance claims for 10 years. In 2011, insurers paid their customers $500 million for water damage.
To address the rising risk of disaster and the associated costs. The Ministry of Public Safety has a National Disaster Mitigation Program (NAPP)
(Source: Insurance Bureau of Canada (IBC)
The causes of the floods
- Fast snowmelt
- Overflowing a stream
- Heavy rains
- Poorly drained terrain (obstructed drainage line)
- Breaking a pipe
- Plumbing problem (washer, dishwasher, water heater, etc.)
70 floods are caused by the bursting of a supply pipe or a leak of water from a water heater or washing machine. It is also recommended to replace the rubber pipes of the washing machines with flexible metal pipes.
Increasing the frequency of heavy rains, or rapid melting of snow, increases the risk of floodwaters. It is becoming more and more common to see streams coming out of their beds.
The obsolescence of municipal water systems and the poor maintenance of domestic plumbing systems are also being blamed for the increase in water pipe failures.
Water line ruptures were up 185 in Quebec in 2015.
How a flood detection system works
- Water sensors are installed near appliances such as your water heater or washing machine.
- When a water overflow is detected, a flood warning signal is sent to the residential alarm panel.
- The water detection signal is immediately sent to the alarm station
- If your home’s main water hose is equipped with an electrical emergency closure valve, your alarm system will immediately shut down the water source from the start, which will minimize damage.
The advantages of a water level detector for “sump pump” wells connected to a power plant:
- The plant receives flood or water alerts in real time
- Allows you to react quickly to stop the flow of water
- Limiting damage
- Limit the cost of repair
Limiting damage during a flood: a matter of time!
It only takes 24 hours for mold to develop in water-damaged areas, so it is essential to dry out and repair the damage as quickly as possible.
The average cost of repairing flood damage is approximately $15,000 for homeowners. (Ref. Office of Insurers of Canada (IBC)
How to prepare for a flood
It is not enough to have good flood insurance. It is possible to take concrete actions to prevent or limit water damage:
- Make sure on a regular basis that all pipes, water heaters, plumbing and foundation work properly.
- If in doubt, replace some parts and pipes: spot signs of premature wear or rust.
- In the event of a natural disaster, seal the perimeter of your home (foundations) with waterproof materials to save or at least slow down the damage caused to your home by water infiltration.
- Create an emergency plan to keep your family, important documents and valuables safe.
Protect your home before that a flood or disaster does occur is essential. Installing a flood monitoring system connected to an alarm plant is the first thing to do.
Provincial Alarm is there to help the owners of Greater Montreal, Laval, North Shore and South Shore. Contact us today for flood alarm information to find out how to properly protect your home.